Terms of Service
Effective September 9, 2026
These Terms of Service (“Terms”) govern your purchase and use of the property research and analysis reports offered under the name Atlas Investment Reports (the “Service”), operated by Barham Investment Group, LLC (“we,” “us,” or “our”). By placing an order, you agree to these Terms.
1. What the Service is
The Service produces a written report about a specific real property that you identify. Each report organizes information gathered from public records, government and public datasets, licensed data sources we have an authorized connection to, publicly available listing and market information, and any information you choose to provide. Depending on the tier you purchase, the report may also include a written investment analysis and a pursue / pass / uncertain recommendation with the reasoning behind it.
Every report is reviewed by a person before it is delivered. We describe what we investigated, identify what could not be verified, and state plainly where information was unavailable rather than guessing.
2. What the Service is not
- The report is a research and analysis tool, not professional advice. It is not legal, tax, accounting, brokerage, lending, appraisal, engineering, environmental, or investment advice, and it is not a substitute for your own due diligence or for a licensed professional’s opinion.
- The report is not an appraisal and does not comply with USPAP or any appraisal standard. Any valuation figure, range, break-even price, or recommendation is an analytical opinion based on the information available at the time of research.
- No outcome is promised. We do not guarantee any investment return, resale value, financing result, rental performance, or other result, and nothing in a report should be read as such a guarantee.
- We do not access sources we are not authorized to use. We do not represent that we have access to any multiple listing service, transaction database, or subscription data source that we do not actually have.
3. Your responsibilities
- You must have a legitimate interest in the property you submit (for example, you are evaluating it as a buyer, investor, broker, or advisor).
- Information you provide must be accurate and lawfully in your possession to share.
- You are responsible for verifying anything in the report before relying on it for a purchase, financing, or other decision.
- You may not resell, redistribute, or publicly post a report, or use the Service to build a competing data product, without our written permission. You may share a report with your own advisors, lender, attorney, or partners in connection with the transaction it concerns.
4. Orders, pricing, and payment
Prices are shown at checkout and charged as a one-time payment per property through our payment processor, Stripe. Payment is processed by Stripe; we do not receive or store your full card number. We may decline or cancel an order (with a full refund of any amount charged) if we cannot lawfully or practically complete it.
5. Delivery
Reports are delivered as a private link sent to the email address on your order, normally within the turnaround shown for the tier you purchased. Turnaround estimates are targets, not commitments. If we expect a material delay, we will tell you.
6. Refunds and cancellation
Refunds and cancellations are governed by our Refund & Cancellation Policy, which is incorporated into these Terms.
7. Intellectual property
We retain ownership of the Service, its methods, and its templates. On delivery and full payment, you receive a non-exclusive, non-transferable license to use the report you purchased for your own evaluation of the property it concerns, including sharing it with your advisors as described above.
8. Disclaimer of warranties
The Service and each report are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, and we do not warrant that any report is complete, error-free, or current, or that any source we relied on is itself accurate.
9. Limitation of liability
To the fullest extent permitted by law, our total liability arising out of or relating to the Service or any report will not exceed the amount you paid for the report giving rise to the claim. We will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost investment value, or decisions made in reliance on a report.
10. Indemnification
You agree to indemnify and hold us harmless from claims arising out of your misuse of a report, your breach of these Terms, or your violation of any law or third-party right in connection with your use of the Service.
11. Governing law and disputes
These Terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-laws rules. Any dispute that cannot be resolved informally will be brought in the state or federal courts located in Tennessee, and you consent to their jurisdiction. Nothing here prevents either party from seeking relief in small-claims court.
12. Changes to these Terms
We may update these Terms from time to time. The version in effect when you place an order governs that order. Material changes will be reflected by a new effective date on this page.
13. Contact
Questions about these Terms: [email protected].